Protecting Your Vehicle: Top 12 Most Stolen Vehicles in Ontario (2024)
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Are you curious about which vehicles are the most stolen in Ontario in 2025? Discover which cars are at the highest risk and what you can do to protect your prized possession. Further in the article, we also examine how vehicle theft can affect your insurance premiums and coverage options. Don’t leave your vehicle's safety to chance—check out the article now to learn more!
Based on the latest info (by Insurance of Canada), here are the cars that get stolen the most in Ontario:
1. 2020 Honda CR-V
2. 2020 Lexus RX Series
3. 2022 Dodge RAM 1500 Series
4. 2021 Toyota Highlander
5. 2020 Land Rover Range Rover
6. 2020 Ford F-150 Series
7. 2021 Jeep Grand Cherokee
8. 2021 Jeep Wrangler
9. 2019 Honda Civic
10. 2021 Acura RDX
11. 2023 Chevrolet/GMC Suburban/Yukon/Tahoe Series
12. 2021 Toyota RAV4
These vehicles are really popular targets because there's a high demand for them in foreign markets and their parts, like catalytic converters and transmissions, can be sold for a good profit. Car theft keeps going up in Ontario.
What to do if your car is stolen?
- Call the police: Report the theft immediately and obtain a police report.
- Contact your insurance company: Share the police report and any other info they ask for.
- Work with investigators: Depending on the situation, your insurance might hire investigators to help find your car.
- Replacement or compensation: If your car is found before your claim is settled, you can get it back, but you might need to file a claim for any damages. If you’ve already received a payout, the car will belong to your insurance company.
How Car Thefts Affect Your Insurance Rates
When a car gets stolen, it costs you more than just losing the vehicle—it can also hit your insurance premiums hard and put a dent in the economy. In 2023, Canada saw a huge jump in insurance claims for stolen cars, reaching a record $1.5 billion. This is the second year in a row that claims for auto theft have gone over a billion bucks. As car thefts keep rising, insurance companies are changing their game plans and policies to handle the bigger risks and costs.
Here’s what they are doing:
Adjusting Premiums
With more cars being stolen, insurance companies are raising premiums to match the increased risk. If you own a car that’s a favorite target for thieves, you might notice your insurance costs going up. These adjustments help insurers pay out the higher claims from thefts.
Revising Policies
Insurance companies are also updating their policies to tackle the growing theft problem. They’re rolling out better coverage options just for theft, like comprehensive plans that cover the costs of stolen vehicles and help with recovery.
Encouraging Security Measures
Insurance companies are really encouraging their customers to take preventive measures by offering discounts on premiums for cars equipped with advanced security features like GPS tracking and steering wheel locks. The thinking behind this is simple: the better protected your car is, the lower the chances of theft and the fewer claims the insurer has to deal with.
Now, some insurers also look at things like driveable bollards—these are barriers that can block access to parking areas or streets, making it harder for thieves to steal your car. But here's the catch: whether or not you get a discount for having these kinds of features really depends on the insurance company you’re dealing with. Each insurer has its own rules and criteria when it comes to offering discounts, so it's always a good idea to check with them to see what they consider important for lowering your premium.
Working Together
Insurers are teaming up more with police and lawmakers to fight car theft. This includes funding for improved surveillance and tracking tech, which can help deter theft and make it easier to recover stolen vehicles. All of these efforts are part of the National Action Plan for Combating Auto Theft.
For people who own cars, especially in high-risk areas like Ontario, higher premiums can squeeze budgets. That’s why it’s super important to shop around for various insurance options to find the best deal without skimping on coverage.
A huge number of car thefts occur right at home, from the driveway, and installing bollards is an excellent solution in 2025 for protecting your car from theft.
Installing driveway bollards is a smart move if you want to keep your car safe from getting stolen. First of all, they act as a physical barrier that makes it really hard for thieves to get access to your vehicle. This can be a huge deterrent because most thieves want to get in and out quickly, and if they have to deal with obstacles like bollards, they'll likely think twice.
Also, having those bollards shows that you take security seriously. When potential thieves see that you’ve got extra protection in place, they might just move on to an easier target. Plus, they can help define your parking space and keep unwanted vehicles from blocking your driveway, which is another bonus.
Overall, investing in driveway bollards is a simple yet effective way to boost your car’s security in 2025 and give yourself some peace of mind!Contact us today to learn more about how residential bollards can protect your car in Toronto and GTA.